"Happy Birthday, Rosé!

 "Happy Birthday, Rosé!

Today, we celebrate the birth of a true star, Rosé of Blackpink. From the moment you stepped onto the stage, your mesmerizing vocals and captivating performances have touched the hearts of millions around the world. Your talent knows no bounds, and your passion for music shines through every note you sing.

As we reflect on your journey, we are in awe of your dedication and hard work. From your early days as a trainee to becoming a global sensation, you've shown us the power of chasing your dreams. Your unwavering determination and relentless pursuit of excellence inspire us all. Beyond your incredible talent, your genuine and humble nature have won the hearts of fans worldwide. You radiate warmth and kindness, making us feel like a part of your journey. Your interactions with fans, your smiles, and your words of encouragement remind us that we are all connected through the love for your music. Today, we gather to celebrate your birthday and express our deep gratitude for the joy you bring into our lives. Your infectious energy and infectious smile light up the darkest of days. Your music has become the soundtrack to our lives, bringing us comfort, empowerment, and a sense of belonging. On this special day, we wish you nothing but happiness, success, and fulfillment. May your path be filled with endless opportunities, beautiful melodies, and unforgettable moments. Keep chasing your dreams, Rosé, and know that we will always be here, supporting you every step of the way. Happy Birthday, Rosé! Thank you for being an inspiration, a role model, and a beacon of light. Cheers to another year of making music that touches our souls. We can't wait to see what the future holds for you. With love, admiration, and unwavering support, your fans around the world. #HappyBirthdayRosé #Blackpink #RoséDay #Kpop #Rosé #RoséBirthday #BlackpinkRosé #KpopIdol #RoséFan #KpopMusic #RoséReels"

Lesson to be learned from Bea Alonzo and Dominic Roque's breakup

 Lesson to be learned from Bea Alonzo and Dominic Roque's breakup

          Be financially prepared when entering a relationship. Be secure with yourself; you must love yourself entirely before you can love someone else.

          Never beg or chase someone who doesn't want to be with you. Communication is really important. Don't be afraid to start over. The right person will always find you at the right time. A heartbreak is a blessing from God. It's just his way of letting you realize he saved you from the wrong one. Don't chase attention or affection. It takes time to accept the reality that the other one has left. Accept it as a part of the process. Go where your love is reciprocated, celebrated, and appreciated.

#fypシ゚viralシ #fypreels  #RelationshipWisdom #SelfLove #BlessingInDisguise #ChooseWisely 

Niakoo Digital timer AL-06 The best digital timer

                                       If you want to operate some of your appliances at specific time that you preferred it to run then you came at the right blog, Hi guys It's me Onesiphoro, In this blog I will explain and demonstrate to you the benefits of having "Niakoo Digital timer AL-06".

                     You can also watch my YouTube channel to know how to use it personally thought the language that I use is Filipino but you can easily figure it out on how to use the Niakoo Digital timer AL-06 just by watching my video " Promise!".

                      The great thing about this device is compare to the other leading brand it has 16 option for you to set the time that you preferred it to turn on and off anytime and any days that you preferred, which is not found in other brand, though if you preferred only 1 timer function to turn on and off your device or appliances I also have a link that gonna show you about it, but for the sake of this blog, I will try to explain(on the video above) this one only since the function of those single timer is somewhat similar to this one and you can easily figure it out how to use the single timer just by a glance. If you are interested feel free to click the link below for the Philippines there is Lazada, and for the abroad unfortunately this product is not available in Amazon right now but if every you really want this item you can try to use Lazada or Shoppe in your region. In the meantime I will try to find similar item for abroad, if you can wait though you can visit this blog again for update. That's it hopefully this blog help you on your journey in this world.

Niakoo Digital timer AL-06

Lazada(Ph): https://s.lazada.com.ph/s.h7o8a

Loan Collection of learning

Loan collection

         Hello guys in this blog I will show you some of my experience and knowledge using loan in different application or company. 
          First obviously I want to post the link of the list on how will it be going to benefits the loan in your life using my YouTube link playlist.

https://youtube.com/playlist?list=PLtZ82QYtYvnH_VtP5WljgOt8LqHDzfh6f

You can also open the most popular of them all which is the gcash loan, Although a lot of things change since then that is why I recommend you to do your own research for now, while I still preparing the newest video of that vlog loan. You can also watch freely the other company app for other references.

      

                    There is also a collection of my new video which containing helpful tips about a lot of things in a playlist you can try to visit it in this link https://youtube.com/playlist?list=PLmL_EtDDLr-hhHMLocEZ60MW9_WsV9BkA and the other one is here https://youtube.com/playlist?list=PLmL_EtDDLr-i1qDqSJSWvPLYgTcT4rkbv

             That's it guys for now I hope that this will help you as well as give you the idea in which one of the  Loan application will benefits you the most.

Forex investment lesson

                      I just want to share some of my forex experience here, feel free to watch this playlist to gain some of the experience that I had in my forex journey. 

https://m.youtube.com/playlist?list=PLtZ82QYtYvnGQwuhbtH_6bomjJmDpjm-l

                Disclaimer there is no guarantee that all of the trade that I do will go on just as plan just remember guy that trading is a guessing investment game that you need to figure out using technical analysis to higher your odds of winning. With the right discipline of a true trading investor and mindset will makes you a winner in the long run, Good luck.

The Few Mistakes in Mortgage Lending

        Hi, guys Onesiphoro here. In this blog, I'm going to share with you my knowledge
about some of the mistakes in mortgage lending that people are making when they're. 
applying for a loan. Without further ado, let's get right into it. 

      I know you see all these loan commercials. It's funny when I get the primer, one-sheeters on the list of things NOT to do. One of them is like, "Don't go and buy a boat". Don't buy a new car. I'm thinking to myself, nobody in the history of loans has ever gone under contract and then bought a boat the day after. I'm sure it has happened. But it obviously is not the number one mistake people are making when they're trying to buy a home. What is the number one thing people are doing, that they shouldn't be doing when they're applying for a loan with you guys? It's simple, it's before you even get to contract. It's just waiting until the last minute to get pre-approved. We understand circumstances sometimes that's just how it is. The big thing is, after meeting your agent, talking about price ranges and goals, the big this is, after meeting you agent, talking about price ranges and goals, the next step, it can't hurt to just reach out to a lender or two or three and start identifying what you can actually qualify for. That's the best thing. The earlier the better main reason is that it allows time to find any potential pitfalls that can come back in the underwriting process a week before closing. Last-minute surprises are the worst.

Nobody wants that. Getting pre-approved early is always better, It allows time to figure out if there are only extra hoops to jump through. That just gives you better peace of mind. When you're out with your agent. Definitively what you can and can't qualify for. In addition, we always like to provide you with estimates on homes that you're going to go see so when you're looking at them, the wheels are turning. What are my payments going to be like?

      There's a ton of benefits to getting preapproved early, rather than waiting for the last 
minute. And it is beneficial from the very beginning all the way to settlement. I will make your transaction much more transparent. seamless, and less stressful. it takes a village. And it just helps when everything is lined up. You can look online at how to apply for a mortgage, what pitfalls to avoid, how to do this, how to do that. At the end of the day, actually going out, going on your lender's website, and getting preapproved. You know when I'm working with buyers, I always as two very important questions. Number one: are you already working with a real estate agent. Very important. I've not asked that in the past and it's come back to bite me, believe it or not. Well, it's very easy to believe actually. And number two, are you pre-approved with a local lender? If you are looking for homes and you are not pre-qualified, you are not a serious buyer.

        you are wasting your time. You might say"well, I'll just get a letter once I write a contract, it's fine".Well, my buyers already have that letter and they will beat you to the punch and get their offer in before you. Nobody likes to get bad news. You don't want to waste your time falling in love with something that you ultimately don't qualify for. I find that our clients 99% of the time are pre-approved early just makes your guy's time much more efficient and you know what you can qualify for. All of your processes are so streamlined just to a T that if you do them, you will get qualified, you will have your letter. The reason you screw up is you go off astray, you don't return calls, you don't return emails. We're a referral-based company so communication is key. Delivery, setting expectations, and obviously meeting those expectations. Pre-approvals we can do in as little as 24-hours and especially in this market. Springtime, summertime. that's what it takes. Speed kills. That's how I like to operate. And communication with you and your agent so we can all move quickly. That's it guys I hope you lean a lot thanks for reading this blog see you on my next blog, God Willing.

Forex GBPCHF 12/29/2020 Trading Plan

Forex GBPCHF 12/29/2020 Trading Plan

          Hi, Guys Onesiphoro here. In this blog, I will share with you my experience and
trading plan to GBPCHF on the day of 12/29/2020, so without further ado lets get right
into it.

                                                             The weekly chart, we can see that it going to short but since there
is no sign yet though the formation of candlestick tells it I guess it's worth trying
at the formation of candlestick tells it I guess it's worth trying at least with proper
risk management of 1 percent of total capital I think it's management of 1 percent
 of total capital I think it's worth it. 

           

     
                                                This 1 hour chart tells that the trend will going short until it hit support and it will 
return to resistance just like what happen in its previous days.

    This Hour Chart is
 Ocasionally required
 if you want to find a
  better momentus of
 starting your trade in
 every currency of your
 choice because it was
 detailed though not
 accurate as the daily
 chart but still we can
use it. Aside from that it was Ocasionally use for daily traider since it was accurate compare
to shorter time frame. That's it for today I hope that you learn a lotsee you in my next Blog
God Willing.

Forex EURNZD 12/29/2020 Trading Plan

 Forex EURNZD 12/29/2020 Trading Plan

          Hey, Guys Onesiphoro here Content creator of Onesiphoro blogger.com in this
blog I will share with you guys how I trade in EURNZD 12/29/2020 in Forex. Without
further ado let's get right into it.

                                    The chart from the weekly chart shows that the trend will go long and it seems to
be going to hit the resistance trend line that I put. The advantage of the weekly chart
as well is it was second from the most stable chart and usually it was use by swing
traider.

                                        In this chart it tells us that its going short but not certainly sure if it going
to continue because the formation of the candle stick tells that it going to long 
and the main reason why short occcuring because of retracement, a strategy
use by the bank.

Last but not the list the per hour chart, In this chart it tells the close story about what happen in Forex in much detailed manner compare to the other time frame. 1 hour chart is also use by daily chart. That's it for today I hope that you've learn a lot from this blog, see you soon God willing on my next blog.

Forex AUDCHF 12/29/2020 Trading Plan

Forex AUDCHF 12/29/2020 Trading Plan

           Hey Guys Onesiphoro here content creator of Onesiphoro Blogger.com. In this
blog, I will show share with you my experience of trading the currency of AUDCHF
12/29/2020 in FOREX, so without further ado let's get right into it. 

                                            In this chart, we can clearly see that the trade is going short though I don't
have a clue where this trend will going too yet because I still need another 1 week
to figure it out because this is a weekly chart. What I'm going to do here is not a weekly
trade that is why I only need to see the weekly chart to find out where the trend will go
either it's going to bullish or bearish. 

         

   This was the
main chart I prefer
 to look at and
analyze over other
time frames because
1hr time frame is
stable not volatile
compare to the other
 lower time frame-like
a 15minutes chart 30
minutes chart and 10minutes, although you can still use those time frames for scalping trading
 methods. the 1-hour time frame is stable sometimes but sometimes it was not accurate aside
from that it kind of hassle to be a daily trade. That's it  for today see you at my next blog.

Forex GBPCHF 12/28/2020 My Trading Plan

 Forex GBPCHF 12/28/2020 My Trading Plan 

                     Hi, There Guys Onesiphoro here writer and researcher of Onesiphoro.
blogger.com. In this blog, I will share with you my trading plan on Forex GBPCHF
currency on the day of 12/28/2020. Without further Ado, let's get right into it.

                                                                                               The Image shows what is the condition in the Forex Market GBPCHF 12/28/2020
in the Weekly Chart. In my own perspective, it's going to be short but on the other hand,
I still have a second thought because there is still a possibility that it was a retracement
but since the weekly chart takes longer in order to make another bar either it a bullish
or bearish candlestick, In order to figure out I decided to look at a short time frame which
is close to the Weekly chart.

                   

 

 

              This Daily chart tells the story in much more detail and still stable compare to the
other short time frame such as 15 minutes chart and 30 minutes chart. That's it for
today hope that you learn a lot, thanks, and see you on my next blog.

Forex GBPCAD 12/28/20 My Trading Plan

 Forex GBPCAD 12/18/20 My Trading Plan
                         

                           Hi There guys it's me Onesiphoro, In this blog, I will share with
 you how I trade in this day on the Forex GBPCAD 12/28/2020, so without  further
ado, let's get right into it.

                     First but foremost what I usually do is to look into the higher time frame in
order for me to determine the next movement of the market. The biggest reason as
well why A trader always looks in the higher time frame is because the higher time
frame such as monthly, weekly, and 4hour chart is more stable than the shorter time
frame-like 15min chart and 30 min chart, though the 15 minute and 30 minutes is
usually use by scalper trader or daily trader as a momentum.

             I still use the 1-hour chart though, for the momentum purpose aside from that, I
realize that compared to the 1-hour trade daily trade is much more stable and less stressful
like what you can see on the chart I'm already profit. Hopefully, this will help you to become
a good trader, see you on my next blog. 

All Online Degree Program: Advantage of Udemy Online School

 All Online Degree Program: Advantage of Udemy Online School

            Hi, there guys it's me Onesiphoro In this blog I will share my opinion about
the most known online school Udemy. Without further ado lets get right into it.

                      The advantage of studying in an online school is really huge as you can
save on fares and avoid traffic is also not a hassle since you do not need to chase the
schedule because a computer open can start immediately. just like the well-known
online school Udemy.

                    In this online school, you will learn a lot because their Instructors here are
some of them offering certificates to help the student find a job. Another beauty
of the Online school Udemy is that they have a lot of categories that almost covers
everything you can find a lot of skill that you've dreaming off and it also helps you
 find the job. It also helps you become an entrepreneur and have your own business
 because some of the instructors here are Professional entrepreneurs. Even the
unfamous Piso wifi which is new to the Philippines is in the Udemy as well, that is
why this Online school is highly recommended to all. You can also create your own
course here and become an instructor of the particular course if you wanted to. That
it for today I hope that you learn a lot, thanks for reading, and see you on my next blog.

The Definition of the Second Mortgage

 The Definition of the Second Mortgage
        Hi Guys It's me Onesiphoro Writer and Researcher of Onesiphoro. blogger.com In this
blog I will explain to you what is the Definition of the Second Mortgage.

          Bank he re's the latest installment in our educational series on home equity borrowing today I'm going to talk about the term second mortgage it's a term that's relatively self-explanatory but it's
one that's often open to misinterpretation and it's one you're definitely gonna want to hear as you're applying for a home equity loan or line of credit so we want to take the opportunity to bring some clarity to that term today a lot of people think a mortgage is a loan that used to purchase your home by definition it's actually a bit broader than that it really is any a loan that is secured by property or real estate whether it's used to purchase a  home or not so because a home equity loan or line of credit is secured by your home that does, in fact, make it a mortgage in order to secure a loan with real estate a liner will place what's called a lien on a property and in the simplest definition alien is really a right to keep possession so to give an example of what that is exactly when you take out a loan to buy a home the bank really still maintains possession of the home you're living there you make the payments every month but if you stop.

                     making those payments the bank is saying hey I'm out of money here I still need to get paid and what they can do is is is foreclose on the home and sell it and the lien then says hey when we've sold this loan that guarantees we get paid pack the money we're still owed so the lender that is in the first lien the position is usually taking on the most risk it's the largest loan like loans to purchase homes typically are so they'll be in the first position any other loans secured by the property secured by the home they're gonna be put in what's called the second lien position meaning after the sale of the home after the first lien holder gets paid then they get paid with what's next so typically those types of loans are going to be home equity loans home equity line of credits and that's why you hear the terminology the second mortgage applied to them now. Does home equity you always have to be a second mortgage and the answer is no because if the homes owned free or clear in other words, there's nothing left on the loan that was used to purchase it or somebody used cash to buy the home there's no loan so the home equity line or loan would then be placed in the position, so you can't have home equity that is actually the first mortgage hopefully, this all makes sense That's it for today guys hopefully this give you the idea about the definition of the second mortgage.